PSTN connectivity: Calling Plan vs Operator Connect vs Teams Phone Mobile vs Direct Routing

Verdict: Four PSTN models. Calling Plan makes Microsoft the operator with no infrastructure. Operator Connect and Teams Phone Mobile use certified carriers. Direct Routing keeps your own carrier and SBC, and is the only model supporting PBX interop and location-based routing.

CriterionCalling PlanOperator ConnectTeams Phone MobileDirect Routing
PSTN operatorMicrosoft, 99.999% SLA, US emergency screeningCertified third-party landline operatorCertified mobile operator, SIM number is the Teams numberYour own carrier via a customer-managed certified SBC
Infrastructure to manageNoneNoneNoneCustomer procures and manages an SBC
Best fitSmall orgs wanting Microsoft to run everythingKeep an existing certified carrier, no SBCField workers on a mobile SIMKeep current carrier, interop with third-party PBX and analog equipment
Location-Based Routing (toll bypass)N/AN/AN/ASupported (only here)
SMS on the numberUS and Canada onlyNoNoNo

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